When VIP ends

• Risk controls keep running: discipline, circuit breakers, and alerts work exactly the same as under VIP.
• Wallets and tokens beyond the Free plan limit: once VIP ends you can no longer add new ones or open the ones that exceed the limit; any that are already active will continue to run for now. All settings are kept.
• History: for 30 days after expiry, history is still retained at the VIP limit of 180 days; after that it is trimmed to the Free plan limit of 30d. (Your own notes, memos, and fomo records are never deleted.)
• You will never be charged automatically. On-chain payments are transfers you make yourself — there is no such thing as an automatic deduction.
• You will be reminded once the number of days set in Remind me N days before VIP ends before expiry, and once more on the last day.